:root {
  color-scheme: light;
  --ink: #15243b;
  --muted: #55647a;
  --blue: #174f9c;
  --blue-soft: #eaf2ff;
  --line: #dce4ee;
  --paper: #ffffff;
  --wash: #f5f8fc;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); line-height: 1.6; }
a { color: var(--blue); }
.shell { width: min(1080px, calc(100% - 40px)); margin: 0 auto; }
.site-header { min-height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { color: var(--ink); font-size: 1.08rem; font-weight: 800; letter-spacing: -.03em; text-decoration: none; }
.brand span { color: var(--blue); }
nav { display: flex; gap: 22px; }
nav a { color: var(--ink); font-size: .92rem; text-decoration: none; }
.hero { padding: 86px 0 92px; max-width: 900px; }
.eyebrow { color: var(--blue); font-weight: 750; letter-spacing: .08em; text-transform: uppercase; font-size: .78rem; }
h1 { max-width: 820px; margin: 14px 0 22px; font-size: clamp(2.55rem, 7vw, 5.5rem); line-height: .98; letter-spacing: -.065em; }
.lead { max-width: 760px; color: var(--muted); font-size: clamp(1.08rem, 2vw, 1.35rem); }
.offer { margin-top: 34px; padding: 22px 24px; max-width: 700px; display: grid; grid-template-columns: 180px 1fr; gap: 28px; align-items: center; background: var(--blue-soft); border: 1px solid #cfe0f8; border-radius: 16px; }
.offer-label { display: block; color: var(--muted); font-size: .76rem; font-weight: 700; text-transform: uppercase; }
.offer strong { display: block; color: var(--blue); font-size: 2.15rem; line-height: 1.1; }
.offer p { margin: 0; }
.privacy-note { color: var(--muted); font-size: .9rem; }
.band { padding: 76px 0; background: var(--wash); border-block: 1px solid var(--line); }
h2 { margin: 0 0 28px; font-size: clamp(1.6rem, 3vw, 2.3rem); letter-spacing: -.035em; }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.steps article { padding: 26px; background: var(--paper); border: 1px solid var(--line); border-radius: 14px; }
.steps span { display: grid; width: 34px; height: 34px; place-items: center; color: white; background: var(--blue); border-radius: 50%; font-weight: 800; }
.steps h3 { margin: 18px 0 6px; font-size: 1.05rem; }
.steps p { margin: 0; color: var(--muted); }
.details { padding: 80px 0; display: grid; grid-template-columns: 1.1fr .9fr; gap: 70px; }
.details li { margin: 10px 0; }
.details aside { padding: 30px; background: #fff8e9; border: 1px solid #f0ddb6; border-radius: 14px; }
.details aside h2 { font-size: 1.3rem; margin-bottom: 12px; }
.faq { padding: 20px 0 88px; max-width: 900px; }
details { border-top: 1px solid var(--line); padding: 18px 0; }
details:last-child { border-bottom: 1px solid var(--line); }
summary { cursor: pointer; font-weight: 750; }
details p { color: var(--muted); }
.site-footer { padding: 48px 0; color: #dce7f6; background: var(--ink); }
.site-footer .brand { color: white; }
.site-footer h2 { margin: 0 0 10px; color: white; font-size: .9rem; letter-spacing: .02em; }
.site-footer p { margin: 8px 0; font-size: .85rem; }
.site-footer a { display: block; margin: 7px 0; color: white; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 40px; }
.legal { max-width: 820px; padding: 60px 0 88px; }
.legal h1 { font-size: clamp(2.4rem, 6vw, 4.2rem); }
.legal h2 { margin: 38px 0 10px; font-size: 1.35rem; }
.legal .updated { color: var(--muted); }
.legal li { margin: 8px 0; }
@media (max-width: 760px) {
  .site-header { align-items: flex-start; padding: 18px 0; }
  nav { gap: 12px; }
  .hero { padding: 56px 0 64px; }
  .offer, .steps, .details, .footer-grid { grid-template-columns: 1fr; }
  .offer { gap: 10px; }
  .details { gap: 28px; }
}